Student Loan Consolidation*
* Please be aware that due to current conditions in the student loan market in particular and in the financial sector in general, NextStudent is not currently able to accept any new PLUS, Grad PLUS, Stafford, or Federal Consolidation Loan applications. However, you may be able to apply for these federal student loans from one of our trusted partners. Click here for more information.
Consolidate your student loans, and you could cut your student loan payments in half.
Attention, federal student loan borrowers! Right now, NextStudent can help you substantially lower your monthly student loan payments and put loads of extra cash in your pocket with the Federal Student Loan Consolidation Program.» Learn more.
Lock in low monthly payments with a fixed interest rate
Bundle all your federal student loans into one easy-to-manage loan with one monthly payment
No application fees, origination fees or prepayment penalties
Easy, online application with Electronic Signature
Do the math.
Federal student loan rates are low right now, but consolidating your student loans with NextStudent could help you lower your student loan payments even more.
And when you consolidate your student loans, you could get more time—up to 20 more years—to repay.
How much can you save? Use our consolidation loan calculator to find out.
What are you waiting for? Apply now!
No-hassle application.
Anyone with an eligible federal student loan or federal parent loan can consolidate with the NextStudent Federal Consolidation Program. There are no credit checks, you don’t need a co-signer, and you don't need to know the details of your current student loan portfolio.
Just complete the simple four-step online application with Electronic Signature, and you could be on your way to lower payments each month.
Find out more about your student loan consolidation options, or just start a student loan consolidation application to find out how much you can save!
Federal Student Loan Holders
Whether you have one or multiple federal education loans, with the Federal Consolidation Loan program, you could significantly lower your monthly payments and get up to 30 years to repay your parent or student loans. Apply Online... now with Electronic Signature!
All Student Loan Borrowers
If you’ve already consolidated your federal student loans but still have private student loans you want to consolidate, you’re in luck. With the new NextStudent Private Consolidation Loan, you can consolidate all your eligible private student loans at record-low rates that could save you money. » Learn more...
How much can student loan consolidation help you? Use our consolidation loan calculators to find out.
